Make Extra Income
Tuesday, 11 November 2014
Wealth and Capital
Why Inequality Matters
By Bill Gates
on October 13, 2014
A 700-page treatise on economics translated from French is not exactly a light summer read—even for someone with an admittedly high geek quotient. But this past July, I felt compelled to read Thomas Piketty’s Capital in the Twenty-First Century after reading several reviews and hearing about it from friends.
I’m glad I did. I encourage you to read it too, or at least a good summary, like this one from The Economist. Piketty was nice enough to talk with me about his work on a Skype call last month. As I told him, I agree with his most important conclusions, and I hope his work will draw more smart people into the study of wealth and income inequality—because the more we understand about the causes and cures, the better. I also said I have concerns about some elements of his analysis, which I’ll share below.
I very much agree with Piketty that:
High levels of inequality are a problem—messing up economic incentives, tilting democracies in favor of powerful interests, and undercutting the ideal that all people are created equal.
Capitalism does not self-correct toward greater equality—that is, excess wealth concentration can have a snowball effect if left unchecked.
Governments can play a constructive role in offsetting the snowballing tendencies if and when they choose to do so.
To be clear, when I say that high levels of inequality are a problem, I don’t want to imply that the world is getting worse. In fact, thanks to the rise of the middle class in countries like China, Mexico, Colombia, Brazil, and Thailand, the world as a whole is actually becoming more egalitarian, and that positive global trend is likely to continue.
But extreme inequality should not be ignored—or worse, celebrated as a sign that we have a high-performing economy and healthy society. Yes, some level of inequality is built in to capitalism. As Piketty argues, it is inherent to the system. The question is, what level of inequality is acceptable? And when does inequality start doing more harm than good? That’s something we should have a public discussion about, and it’s great that Piketty helped advance that discussion in such a serious way.
However, Piketty’s book has some important flaws that I hope he and other economists will address in the coming years.
For all of Piketty’s data on historical trends, he does not give a full picture of how wealth is created and how it decays. At the core of his book is a simple equation: r > g, where r stands for the average rate of return on capital and g stands for the rate of growth of the economy. The idea is that when the returns on capital outpace the returns on labor, over time the wealth gap will widen between people who have a lot of capital and those who rely on their labor. The equation is so central to Piketty’s arguments that he says it represents “the fundamental force for divergence” and “sums up the overall logic of my conclusions.”
Other economists have assembled large historical datasets and cast doubt on the value of r > g for understanding whether inequality will widen or narrow. I’m not an expert on that question. What I do know is that Piketty’s r > g doesn’t adequately differentiate among different kinds of capital with different social utility.
Imagine three types of wealthy people. One guy is putting his capital into building his business. Then there’s a woman who’s giving most of her wealth to charity. A third person is mostly consuming, spending a lot of money on things like a yacht and plane. While it’s true that the wealth of all three people is contributing to inequality, I would argue that the first two are delivering more value to society than the third. I wish Piketty had made this distinction, because it has important policy implications, which I’ll get to below.
More important, I believe Piketty’s r > g analysis doesn’t account for powerful forces that counteract the accumulation of wealth from one generation to the next. I fully agree that we don’t want to live in an aristocratic society in which already-wealthy families get richer simply by sitting on their laurels and collecting what Piketty calls “rentier income”—that is, the returns people earn when they let others use their money, land, or other property. But I don’t think America is anything close to that.
Take a look at the Forbes 400 list of the wealthiest Americans. About half the people on the list are entrepreneurs whose companies did very well (thanks to hard work as well as a lot of luck). Contrary to Piketty’s rentier hypothesis, I don’t see anyone on the list whose ancestors bought a great parcel of land in 1780 and have been accumulating family wealth by collecting rents ever since. In America, that old money is long gone—through instability, inflation, taxes, philanthropy, and spending.
You can see one wealth-decaying dynamic in the history of successful industries. In the early part of the 20th century, Henry Ford and a small number of other entrepreneurs did very well in the automobile industry. They owned a huge amount of the stock of car companies that achieved a scale advantage and massive profitability. These successful entrepreneurs were the outliers. Far more people—including many rentiers who invested their family wealth in the auto industry—saw their investments go bust in the period from 1910 to 1940, when the American auto industry shrank from 224 manufacturers down to 21. So instead of a transfer of wealth toward rentiers and other passive investors, you often get the opposite. I have seen the same phenomenon at work in technology and other fields.
Piketty is right that there are forces that can lead to snowballing wealth (including the fact that the children of wealthy people often get access to networks that can help them land internships, jobs, etc.). However, there are also forces that contribute to the decay of wealth, and Capital doesn’t give enough weight to them.
I am also disappointed that Piketty focused heavily on data on wealth and income while neglecting consumption altogether. Consumption data represent the goods and services that people buy—including food, clothing, housing, education, and health—and can add a lot of depth to our understanding of how people actually live. Particularly in rich societies, the income lens really doesn’t give you the sense of what needs to be fixed.
There are many reasons why income data, in particular, can be misleading. For example, a medical student with no income and lots of student loans would look in the official statistics like she’s in a dire situation but may well have a very high income in the future. Or a more extreme example: Some very wealthy people who are not actively working show up below the poverty line in years when they don’t sell any stock or receive other forms of income.
It’s not that we should ignore the wealth and income data. But consumption data may be even more important for understanding human welfare. At a minimum, it shows a different—and generally rosier—picture from the one that Piketty paints. Ideally, I’d like to see studies that draw from wealth, income, and consumption data together.
Even if we don’t have a perfect picture today, we certainly know enough about the challenges that we can take action.
Piketty’s favorite solution is a progressive annual tax on capital, rather than income. He argues that this kind of tax “will make it possible to avoid an endless inegalitarian spiral while preserving competition and incentives for new instances of primitive accumulation.”
I agree that taxation should shift away from taxing labor. It doesn’t make any sense that labor in the United States is taxed so heavily relative to capital. It will make even less sense in the coming years, as robots and other forms of automation come to perform more and more of the skills that human laborers do today.
But rather than move to a progressive tax on capital, as Piketty would like, I think we’d be best off with a progressive tax on consumption. Think about the three wealthy people I described earlier: One investing in companies, one in philanthropy, and one in a lavish lifestyle. There’s nothing wrong with the last guy, but I think he should pay more taxes than the others. As Piketty pointed out when we spoke, it's hard to measure consumption (for example, should political donations count?). But then, almost every tax system—including a wealth tax—has similar challenges.
Like Piketty, I’m also a big believer in the estate tax. Letting inheritors consume or allocate capital disproportionately simply based on the lottery of birth is not a smart or fair way to allocate resources. As Warren Buffett likes to say, that’s like “choosing the 2020 Olympic team by picking the eldest sons of the gold-medal winners in the 2000 Olympics.” I believe we should maintain the estate tax and invest the proceeds in education and research—the best way to strengthen our country for the future.
Philanthropy also can be an important part of the solution set. It’s too bad that Piketty devotes so little space to it. A century and a quarter ago, Andrew Carnegie was a lonely voice encouraging his wealthy peers to give back substantial portions of their wealth. Today, a growing number of very wealthy people are pledging to do just that. Philanthropy done well not only produces direct benefits for society, it also reduces dynastic wealth. Melinda and I are strong believers that dynastic wealth is bad for both society and the children involved. We want our children to make their own way in the world. They’ll have all sorts of advantages, but it will be up to them to create their lives and careers.
The debate over wealth and inequality has generated a lot of partisan heat. I don’t have a magic solution for that. But I do know that, even with its flaws, Piketty’s work contributes at least as much light as heat. And now I’m eager to see research that brings more light to this important topic.
Tuesday, 28 October 2014
Celebrating the Life of Nelson Mandela
Posted on December 19, 2013
December 10, 2013:
As the OIC International family reflects on the legacy of Nelson Mandela we are comforted by the fact that positive and transformative change can happen, particular in the lives of the most vulnerable. Nelson Mandela’s life is the perfect testimony of servant leadership. We are reminded of a proverb, “the test of a true leader, is at the end of the day, when the battle is won, the people will say, look what we have done.” Mandela’s life is the best representation of the strength of a people’s struggle for dignity, and ownership of their own destiny.
As I reflect on my time in Johannesburg, representing survivors of apartheid before South Africa’s Truth and Reconciliation Commission, I understood then that my life would be forever focused on the lives of the most vulnerable. President Mandela served as my standard bearer for what was possible and inspires my work today with OIC International. In his own words, President Mandela said, “the ideals we cherish, our fondest dreams and fervent hopes may not be realized in our lifetime. But that is beside the point. The knowledge that in your day you did your duty, and lived up to the expectations of our fellow men is in itself a rewarding experience and magnificent achievement.”
Mandela’s decision to maintain his fight despite the great odds created the space for others to act courageously and seek justice and fairness. Our late founder Rev. Leon Sullivan, moved by the struggle for freedom and dignity traveled to South Africa as a member of the board of General Motors, during the height of apartheid and returned to the United States to organize Fortune 500 CEO’s to draft the Global Sullivan Principles of Corporate Social Responsibility. This is just one example of the many the world family continues to share. As we prepare to say goodbye to the physical body of Mandela, we remain empowered by his legacy and his courage and conviction is ever present in the work we do every day.
Thank you Madiba,
signature
Crispian Kirk
President and CEO
OIC International
This entry was posted in Press Room. Bookmark the permalink.
← Mourning the Loss of Mandela
Ending Hunger, Promoting Peace: Report from Ghana →
Wednesday, 22 October 2014
By the time we see that climate change is really bad, your ability to fix it is extremely limited... The carbon gets up there, but the heating effect is delayed. And then the effect of that heat on the species and ecosystem is delayed. That means that even when you turn virtuous, things are actually going to get worse for quite a while.
Bill Gates
Change, Time, Bad
As we look ahead into the next century, leaders will be those who empower others.
Bill Gates
Others, Next, Leaders
In ninth grade, I came up with a new form of rebellion. I hadn't been getting good grades, but I decided to get all A's without taking a book home. I didn't go to math class, because I knew enough and had read ahead, and I placed within the top 10 people in the nation on an aptitude exam.
Bill Gates
Saturday, 11 October 2014
EMPOWER NIGERIA
Your Personal Success Creed...
BELIEVE IN YOURSELF,believe in those who work with you .Believe in your employer.Believe in your friends. Believe in your family.Believe in your country and believe in GOD.
Be PATIENT and TOLERANT with other people who do not believe in these commitments as you do.
One thing I believe is that success is as a result of ORGANIZED intelligent effort and it does not depend upon LUCK,it does not depend upon MIRACLES and it does not depend on my FELLOWMEN.
YOU will get out of life exactly what you put into it,therefor work to position yourself in the arears for which you have developed a strong desire ,a kin interest and a burning passion.
SUCCESS is always the result of conscientious, consistent,efficient ,valuable, ORGANIZED INTELLIGENT EFFORT
Wednesday, 8 October 2014
Youth development is a process that prepares a young person to meet the challenges of adolescence and adulthood and achieve his or her full potential. Youth development is promoted through activities and experiences that help youth develop social, ethical, emotional, physical, and cognitive competencies. Youth leadership is part of the youth development process and supports the young person in developing: (a) the ability to analyze his or her own strengths and weaknesses, set personal and vocational goals, and have the self-esteem, confidence, motivation, and abilities to carry them out (including the ability to establish support networks in order to fully participate in community life and effect positive social change); and (b) the ability to guide or direct others on a course of action, influence the opinions and behaviors of others, and serve as a role model (Wehmeyer, Agran, & Hughes, 1998).
Conditions that promote healthy youth development are supported through programs and activities in schools and communities. Youth development researchers and practitioners emphasize that effective programs and interventions recognize youths’ strengths and seek to promote positive development rather than addressing risks in isolation. Youth who are constructively involved in learning and doing and who are connected to positive adults and peers are less likely to engage in risky or self-defeating behaviors.
Providing the conditions for positive youth development is a responsibility shared by families, schools, and communities. The conditions for healthy youth development reside in families, schools, and communities.
Families promote healthy youth development when they:
Monday, 6 October 2014
Love is expressed as an action and experienced as a feeling. Yet, love has an essence that resists defining in any single way — it encompasses compassion, determination, tolerance, endurance, support, faith, and much more. If you're in the dark about how to love, this article should give you some food for thought, and perhaps teach you a little bit about how to love yourself, love the world, and love other people just a little bit more.
Part 1 of 5: Finding Romantic Love
1
Decide what you want from a loving relationship. What do you want out of a relationship, romantic or otherwise? What do you look for in a person that you love? What do you love in a person? While you don't want to narrow your focus too much, a properly-aligned list of priorities is helpful in knowing what to look for and how to find it.
If it works for you, rather than making up a list of wants, make up a list of "deal-breakers." If you absolutely can't abide a drinker, a hyper-religious person, or a daredevil, put it on your deal breaker list and avoid getting tangled in their complicated web.
Be judicious. If you’re putting a nice butt before a stable personality, you’re going to have a really tough time in relationships. Same goes for things like valuing friends who get you into the best clubs over friends who’ll hold your hair back while you puke. Put substance above superficials, every time.
Real people don’t fit in boxes. Keep in mind qualities that you want a prospective lover to have, but don’t require someone to meet all of them and make sure you’ve got your priorities in order.[1]
2
Have something to offer others. When you go to start a relationship, be it romantic or platonic, you’ll want to be sure that you bring something to that relationship. Having nothing to offer will give you and probably the other person the sense that you are a leech. Work on giving as much as you take, in all your relationships, and you’ll be set for success.
A life partner or a lover can help you cope with the problems in your life and will work with you to solve them, but no one is going to make those problems just go away but you. You have to rescue yourself. Be your own knight-in-shining-armor. Expecting someone else to do that for you will only result in putting way too much pressure on them and disappointing yourself in the long run.[2]
If you're experimenting with online dating, or other digital forms of communication, you've got to put some work into it. Messaging a hottie with "Hey" isn't bringing anything to the table. Ask questions, put your dazzling sense of humor on display, be naturally curious. Be yourself.
3
Meet lots of people. Unlike in the serendipitous plots of most romantic comedies, we usually don't run into long-term lovers and friends by accident. With the noise and bustle of 21st century life, meeting people takes work. Treat every night out, or every new class, or every new encounter as a possibility and bring your A-game.
Be friendly when you meet people, and try to see the best in them. Even if you're at a party you'd rather not be at, make a little goal that you'll make one new friend by the end of the night. Turn your dull party into a fresh opportunity.
Make plans with people you're interested in. Rather than exchanging numbers and putting someone in your phone as "Red Shirt Blonde," try to make specific plans before the end of the night. Find common ground with someone and decide that you'll meet up for coffee, or an event sometime later in the week. Make it concrete, rather than vague.
4
Let yourself be vulnerable with others. Unfortunately, loving someone means that they can hurt you. This is normal and okay (and almost inevitable). But if you want to have real love, you need to allow yourself to open with that person. Don’t keep secrets from them, don’t pretend to be someone you aren’t, but instead give them the opportunity to know the real you.
Don't put on an act with people you're interested in, or with friends that you're building a relationship with. If you're pretending to be one way, it's not fair to the person who meets you halfway. Be yourself all the time, and you'll be confident that the people you meet are worthy of loving you, because it'll be the real you.
5
Give it time. Don’t force love and don’t try to speed it up. This will only create false feelings which drain you emotionally and leave you feeling empty and unsatisfied. You can’t rush love. But believe that it will come because it most certainly will. You just have to find the right person.
Part 2 of 5: Making Relationships Last
1
Commit. If you're in love, prove it by putting effort into the relationship and working hard to make it work. Communicate openly with your partner about your goals for the relationship and where you see it going. If you're only interested in a short-term fling, be honest. If you've got an eye toward serious long-term love, be honest. There's nothing wrong with either kind of love, but you need to make sure that your partner is equally committed to the same version of love that you are.
Commit to the person and to the relationship. It’s easy when two people have been together for awhile and you’ve become very trusting to just get very comfortable with each other. Maybe you don’t go out on dates anymore or maybe you don’t dress up nice for each other sometimes. But you should at least do these things occasionally, or eventually someone will feel like they’re no longer worth the effort.
2
Learn lessons and apply them to your relationships. Yes, bad things will happen in your relationships. You’ll say the wrong thing, or they’ll hurt your feelings. It happens. The important part, when anything goes wrong (even if it’s just problems in your life), is to learn your lessons and just keep moving forward. Try to make the most of any negative situation, turning it into something positive by gaining and growing from the experience. [3]
If you're in the wrong, apologize and own up to your mistake. Good relationships air out the grievances and clear the air. Bad relationships hide the negativity and let it fester into serious problems. If you're in love, talk about your problems.
3
Work constantly to make yourself and those you love better. A good, loving relationship is one where you constantly challenge each other to be better people. Help the other person to achieve their dreams and goals because you believe they deserve it. Improve yourself and work for your dreams so that you can be the person you feel they deserve. We should be better people because of the relationships that we have, and this is the way to do it.
4
Eliminate jealousy. This is one of the unhealthiest things to have in a relationship, as it can break down trust and respect, and create barriers. For some people, this can be the most challenging part of relationships. Jealousy is a tough thing to break, but you can do it. The most important thing to understand is that jealousy issues almost always come from within, from the jealous person’s own issues, so those need to be worked through first. This is a place where those communication skills come in handy.
This is, of course, assuming one person in the relationship is running around blatantly cheating on the other. In which case, they don’t really love the person they’re hurting, now do they?
5
Try to see issues from all sides. We hate to be wrong. Everyone does. But the thing about everyone thinking they’re right is that someone HAS to be wrong. If we disagree on an issue, we’re bound to be wrong on at least part of the issue. You’ll have much stronger relationships if you learn to talk things out with the other person, see their point of view, and find somewhere in the middle where you can meet and agree.
6
Be partners in life. The whole point of going through life with people you love is so that you can tackle life’s challenges together. Work together to find solutions, solve problems, and comfort each other when times get tough. We can’t solve everything on our own, we can’t know everything there is to know...but a whole bunch of people getting together out of love can solve just about any problem.
Part 3 of 5: Avoiding Common Relationship Problems
1
Never, ever manipulate someone. Popular culture often tells us, subtly, that we should manipulate our significant other. You’ll find magazine upon magazine about how to get your girlfriend to do this or how to make your husband more that. But the thing is that expecting someone to change, and emotionally or mentally manipulating them into doing it, is one of the worst things you can do for your relationship. By manipulating them, you are creating distrust and resentment, a terrible thing to do to someone you love.
2
Don’t expect perfection. Don’t expect perfection in the person you love or in yourself. This sets incredibly unrealistic expectations. Neither of you will be able to live up to these standards and you both will end up hurt and disappointed. Even if you feel that you only expect perfection for yourself, this will give you the mindset that people can be perfect and you will subconsciously expect the same from the person you’re with.
3
Don’t bring outside problems into your relationships. Life gets stressful sometimes. We have problems and they make us upset, hurt, or angry. There are many, many people who take out these negative emotions on the people they love, often because they feel like they have no other outlet. But you should never do this. Find good ways to deal with your stress, like exercising or doing art. This will keep you from unreasonable outbursts directed at the person you love.
4
Don’t let things stagnate. Much like not putting in effort, you shouldn’t get to a point where your relationships are routine. Getting the same gift (or type of gift) for every holiday and birthday, going to the same place for dinners out, doing the same thing for your anniversary, etc. Your love deserves better and so do you! Keep things interesting by always trying new things and pursuing new experiences together.
You can be wild and crazy and try things like rock climbing or you can be more subdued and try learning a new skill together, like playing the piano.
5
Focus on the important things. One major pitfall of relationships is that we tend to get super focused on little things that drive us crazy, rather than seeing the bigger picture, which is often wonderful. Keep your focus on the things that actually matter, and constantly analyze why those things matter to you. You’ll have a much happier relationship if you do.
6
Remember that everyone is equal. It is important to understand, for developing relationships, that no one is better than you and you are not better than anyone else. We are all equal, with equally worthwhile problems, ideas, and beliefs. If anyone ever tries to convince you differently, no matter where they pray and no matter how much you admire them, they aren’t worthy of your love.
Part 4 of 5: Loving Your Friends and Family
1
Be a good friend. Whether you’re trying to create and grow love in a platonic or romantic relationship, you need to be a good friend to the person you love. Love is about more than kissing and hugging: it’s about being there when someone needs you and helping them unselfishly. Work to be as good a friend to them as you can be, and let them do the same.
Work hard at your relationships. Show up for your friends. If your buddy's having an art opening, or playing a concert, buy a ticket and show up in the front row, even if you're not crazy about the music. Listen when your friend has a problem, and make yourself available emotionally.
Try and learn to recognize when it's ok to be friends, and not possible to be more. Many people complain about being stuck in the "friend zone," which is really just a way of saying that you're attracted to someone who isn't attracted to you. Every healthy person needs a variety of healthy relationships, not all of them romantic. Embrace each interpersonal relationship for the unique brand of love it provides.
2
Respect everyone and earn the respect of others. Respect your friends, your family, and your lovers by validating their opinions and experiences. Try to understand them deeply, on a personal level. Ask them questions, have long discussions, and open your heart. Understand that the other person has their own wishes and desires, and rights to privacy and dignity. If you can’t allow this for another person, then you can’t love them.
3
Love people for who they are. Everyone is different. This doesn’t make anyone better or worse than anyone else. If you want to love someone, you need to take them for everything that they are, good and bad. Realize that none of those traits may be permanent and that if you want them to change, you have to help them want that change for themselves. Give them the tools they need to make the change. They aren’t yours to mold into your personal statue of perfection.
4
Find the true beauty in others. Maybe your girlfriend looks like Jennifer Lawrence, but this shouldn’t be the reason you want to be with her. She may be pretty now but she probably won’t be 50 years from now. You won’t be either. When you love someone, you need to find their inner beauty, the thing that makes them unique and wonderful to you. This will make your love and relationship stronger. Relying or basing your love on their great skin or gorgeous hair is probably just going to end in disappointment for everyone.
5
Focus on the positives and embrace the negatives. When you love someone, you should always keep focus on their positive traits. Find the things that you love about them and then give them the tools they need to amplify those traits. Focusing on nitpicky things you dislike about them will only make both of you unhappy in the end.
If they’re a good singer, for example, help them to record a song and get it out to people. If you love how tidy they are, try to help them out by taking some of the pressure off and let them know how much you appreciate it when they do clean.
There are inevitably things that annoy or frustrate us about the people we have relationships with. You need to learn to love someone not despite these traits but, as much as possible, because of them. Try to loosen up and find the humor in the things they do. This will stress you out less and make your relationships much stronger and stable.
6
Communicate clearly and often. If you want real love to build and grow, you need to keep constant communication. This doesn’t just mean talking about the weather every day; you need to talk about real things that are affecting your lives and your actions. Most importantly, you need to talk about the problems you encounter with each other. Don’t just be the person starting the conversations and handing out criticism, though. You need to create an environment where the other person feels comfortable coming to you with their problems too.
7
Talk through your problems. You will inevitably encounter problems in your relationship. Maybe there was a breach of trust or someone was hurt by something that got said. Whatever the reason for the hurt feelings, whether intentional or not, you need to talk between the two of you and get everything sorted out. Come to understand each other and patch the holes in the relationship before they become too big.[4]
Make sure that everybody gets a turn to talk, don’t interrupt, and respect the other person. Just because their opinion is different doesn’t make it wrong.
Part 5 of 5: Loving Yourself
1
Love yourself. Before loving anyone else, you have to love yourself. This will help you show that you can experience love, sending a message that you are secure, confident, and worth loving in return. Loving yourself will make you a better lover because you will not be hindered by self-doubt and crises of confidence.
If you have problems loving yourself, then work hard to build yourself up. Work on your self confidence by accepting your past and moving forward. You may feel that things you did in the past will make you unlovable, or that you have too many problems to be lovable. Untrue. Accept the things that happened to you, forgive yourself, and move on.
2
Count your blessings. When things get tough, money runs out or someone loses a job, the way to get through these tough times is to focus on the things in your life that are good. Don’t worry about all the things you don’t have, because you will always not have a lot of things. That’s out of your control. But you can enjoy and find love in the things that you do have right now, while you have them. Appreciate this moment.
3
Be selfish sometimes. If you constantly give in your relationships and don’t focus on your own needs every now and again, you will find that you become burnt out. In order to make yourself a better lover, be selfish on occasion and make sure you’re getting what you need to be happy too.
4
Make your own happily ever after. Like the myth of the knight in shining armor, you also need to understand that there are no automatic happy endings. You may find blissful love, but you’ll always come up against challenges together, as you and your lives change. If you want to have your happy ending, you have to work to make it happy every day by supporting each other, working together, and doing the things in life that make you happy.
5
Turn off the rom-coms. Modern movies and romantic stories have us believing that we have to find it: The One. That somehow, despite the chaos of the universe, there is one person who completes us and is perfect for us. The truth of it? There is no "one." No one is perfect. In all relationships there will be sacrifice and annoyance and problems. So really, as long as you aren’t expecting anyone to be perfect, there are lots of The One’s out there for you!
6
Break out of pre-defined roles. Our culture does a pretty good job of convincing us that men and women have to act a certain way or do certain things in a relationship. However, this doesn’t really work out that way in practice. Some men are just naturally good housekeepers and some women are just naturally good at fixing things. Everyone has different strengths and weaknesses and those don’t conform to gender stereotypes. If you want to have healthy relationships, don’t feel constrained to those boxes: just do what you do best and work together to build a happy life!
Sunday, 5 October 2014
Leadership lessons from Obama...
Be comfortable in your own skin
Develop your communication skills View slide
Spend quality time crafting your speeches View slide
PRACTICE PRACTICE PRACTICE
Deliver with passion
Connect with your audience
Stick to the message
You will get far with a great team
You learn more by listening......
It’s all about connecting
Stable strategy + Flexible tactics = Victory
Yesterday’s competitor is today’s collaborator
A leader is a dealer in hope Napoleon.
Be your own story teller
Leadership is influence
Technology is an ally
Use it to reach your supporters
Leadership is all about empowering others
and releasing them to make impact
The ability to stay calm under pressure is a great quality
Don’t be afraid to experiment
Wednesday, 24 September 2014
BE CAREFUL OF THINGS LIKE THESE
...THEY ARE SCAMS
People fall into this trap ignorantly..so be careful of internet scam
Hello My Good Friend,![]()
![]()
I
am very glad in your reply to my mail.How are you doing today? and how
was your night, and the atmosphere over there with you in your country? i
hope fine. to me the weather is little bit hot over here in Dakar
Senegal, and not enjoyable due to condition i am into.
My name is Nancy Fakiba, from Ivory Coast in Wes Africa,
am 24 years old,5.4ft tall,fair in complexion,(never married before) and presently,i am residing in the refugee camp here in Dakar-Senegal as a result of the civil war that was fought in my country.
Please listen to this important information about me,(please let it be a secret,between me and you).i am miss Nancy the daughter of late Dr Dr Frederick Fakiba from Ivory Coast in West Africa, My late father Dr Frederick Fakiba was the managing director of Fred cocoa and Associates (Ltd) and he was the personal adviser to the former head of state (Late Dr Robert Guei) before the rebels attacked our house one early morning and killed my mother and my father in cold blood.It was only me that is alive now and I managed to make my way to a near by country Senegal where i am leaving now.
I have my late father's statement of account and death certificate here with me which i will send to you latter,because when he was alive he deposited some amount of money in one of the leading banks which he used my name as the next of kin,the amount in question is $7.3(Seven Million three Hundred Thousand US Dollars) and i have contacted the bank so that i can have the money at least to start a new life for myself but they requested that i should have a foreign partner as my representative due to my living status here,
As a refugee here i don't have any right or privileged to any thing be it money or whatever because it is against the law of this country,and i want to go back to my studies because i only attended my first year before the tragic incident that lead to my being in this situation now took place.So i will like you to help me transfer this money to your account and from it you can send some money for me to get my traveling documents and air ticket to come over to meet with you.
I kept this secret from people in the camp here,the only person that knows about it is Reverend JOHN PAUL who is in charge of (CHRIST THE LIGHT CHURCHES) here in the camp because he is like a father to me.So in the light of above i will like you to keep it to yourself and don't tell it to anyone for i am afraid of loosing my life and the money if people gets to know about it.Remember i am giving you all this information due to the trust i deposed on you, i like honest and understanding people and a man of vision, truth and hardworking, our main language is french but English is my favorite because i also speaks it fluently.I will send you the bank's details in my next mail but for trust and confidence firstly i will like you to send me your reply with your full details such as....
Full name.............................
Age.....................................
Address...............................
occupation............................
Country...............................
Phone numbers....................
so that i can send to the bank and let them know you.
Meanwhile i will like you to call me through the reverend's telephone number so we can talk more,The Reverend's phone number is (+221-766-333-189) if you call and tell him that you want to speak with me he will send for me in the hostel to come and answer your call.
Have a nice day and think about me,ATTACH HERE IS MY PHOTO
waiting to hear Good news from you soon as possible,
Yours in love Nancy.
...THEY ARE SCAMS
People fall into this trap ignorantly..so be careful of internet scam
Hello My Good Friend,
My name is Nancy Fakiba, from Ivory Coast in Wes Africa,
am 24 years old,5.4ft tall,fair in complexion,(never married before) and presently,i am residing in the refugee camp here in Dakar-Senegal as a result of the civil war that was fought in my country.
Please listen to this important information about me,(please let it be a secret,between me and you).i am miss Nancy the daughter of late Dr Dr Frederick Fakiba from Ivory Coast in West Africa, My late father Dr Frederick Fakiba was the managing director of Fred cocoa and Associates (Ltd) and he was the personal adviser to the former head of state (Late Dr Robert Guei) before the rebels attacked our house one early morning and killed my mother and my father in cold blood.It was only me that is alive now and I managed to make my way to a near by country Senegal where i am leaving now.
I have my late father's statement of account and death certificate here with me which i will send to you latter,because when he was alive he deposited some amount of money in one of the leading banks which he used my name as the next of kin,the amount in question is $7.3(Seven Million three Hundred Thousand US Dollars) and i have contacted the bank so that i can have the money at least to start a new life for myself but they requested that i should have a foreign partner as my representative due to my living status here,
As a refugee here i don't have any right or privileged to any thing be it money or whatever because it is against the law of this country,and i want to go back to my studies because i only attended my first year before the tragic incident that lead to my being in this situation now took place.So i will like you to help me transfer this money to your account and from it you can send some money for me to get my traveling documents and air ticket to come over to meet with you.
I kept this secret from people in the camp here,the only person that knows about it is Reverend JOHN PAUL who is in charge of (CHRIST THE LIGHT CHURCHES) here in the camp because he is like a father to me.So in the light of above i will like you to keep it to yourself and don't tell it to anyone for i am afraid of loosing my life and the money if people gets to know about it.Remember i am giving you all this information due to the trust i deposed on you, i like honest and understanding people and a man of vision, truth and hardworking, our main language is french but English is my favorite because i also speaks it fluently.I will send you the bank's details in my next mail but for trust and confidence firstly i will like you to send me your reply with your full details such as....
Full name.............................
Age.....................................
Address...............................
occupation............................
Country...............................
Phone numbers....................
so that i can send to the bank and let them know you.
Meanwhile i will like you to call me through the reverend's telephone number so we can talk more,The Reverend's phone number is (+221-766-333-189) if you call and tell him that you want to speak with me he will send for me in the hostel to come and answer your call.
Have a nice day and think about me,ATTACH HERE IS MY PHOTO
waiting to hear Good news from you soon as possible,
Yours in love Nancy.
Friday, 12 September 2014
FACTS ARE SACRED
FACTS ARE SACRED
Integrity is a priceless commodity that can not be purchased over the shelf.... It is a product of diligence laced with hardwork and honesty built over time....
Integrity is a priceless commodity that can not be purchased over the shelf.... It is a product of diligence laced with hardwork and honesty built over time....
Subscribe to:
Posts (Atom)